The Average Length of a Small Business Loan
For your small business, if you are looking for a loan for equipment, machinery or working capital, there are a variety of options through the Small Business Administration (SBA) guaranteed loan...
View ArticleWhat Happens to Debt When a Business Fails?
Unfortunately, only half of all business startups will last five years, according to the Small Business Administration. If a small business fails and debts are owed, the business owner has the...
View ArticleFunding Sources for a Small Business
Perhaps you've dreamed of starting your small-business one day, but are concerned about the possible lack of financing. While banks are often reluctant to lend money to new businesses with no track...
View ArticleWhat Is Business Credit?
When starting a new business, you may have to rely on your own personal credit to get financing. After your business has been established for a while, it may develop its own credit profile. This credit...
View ArticleHow to Get a Loan for a Bar
Purchasing an already-established business is very similar to starting a new business in terms of how to get financing for the project. To purchase a single bar, you will likely need to obtain a small...
View ArticleLoans for Businesses With No Credit History
New businesses and those without previous occasion to establish credit have a range of options when needing to take out a loan. The key is that the business has positive cash flow or otherwise...
View ArticleWhat Is Needed to Become a Nutritionist in Illinois?
If you want to become licensed as a nutritionist in Illinois, you must complete the requirements to become a "licensed dietitian nutritionist." The process for licensure includes meeting educational...
View ArticleThe Liability of Debt When Dissolving an LLC
Before you filed the necessary paperwork for your new company, you chose a business type, such as a limited liability company (LLC). When first starting a business, your excitement may have helped to...
View ArticleHow to Write a Proposal for a SBIC
The Small Business Investment Company, or SBIC, program is a partnership between government and the private sector, administered through the Small Business Association Investment Division. The purpose...
View ArticleSources of Finance for an LLC
Starting a limited liability company can provide you with a way to lower your personal liability when conducting business. When starting this form of business, you may need to raise capital for the...
View ArticleInformation About Small Business Banking
Few deny that small businesses are employment generators. Since the banking meltdown of 2007, small businesses have had a more difficult time getting financing, especially start-up financing. The...
View ArticleThe Average Interest Rate for Small Business Loans
Loans are the lifeblood of small businesses, allowing them to maintain operations and finance future growth. For companies with low profitability, loan financing can mean the difference between...
View ArticleHow to Finance an Embroidery Machine
A baby blanket with the infant's first name embroidered across the fabric sends this message to her parents: "You care enough about my baby to personalize an heirloom." Start your own embroidery...
View ArticleSources of Finance for Acquiring a Small Business
Buying a small business can be a daunting challenge. In addition to learning about the business, checking its financial records and envisioning where the business might go in the future, the business...
View ArticleHow Much Debt Should Management Accept to Finance Growth?
Debt can be a powerful instrument for financing growth plans, but too much debt can be detrimental to a company's finances and long-term survival. As a manager, determining how much debt to accept to...
View ArticleThe Effects of an Interest Rate on a Small & Medium-Scale Enterprise
The primary issue in dealing with interest rates is risk. Interest rates reflect the banks' perception of the risk involved with a specific financial decision or funding project. Smaller businesses are...
View ArticleEquipment Financing for Small Business
Businesses today need current equipment to remain competitive, yet face challenges of controlling costs. Owning equipment outright may lead to technological obsolescence. So businesses look for...
View ArticleWhat Is the Limit of a Small Business Loan?
Lenders impose loan maximums on all types of business loans, but only the most creditworthy business entities can qualify for the maximum. Most businesses can only qualify for reduced loan amounts due...
View ArticleWhat Information Do I Need to Provide to Get a Small Business Loan?
The Small Business Administration (SBA) is the first source of small business financing most budding entrepreneurs consider when seeking the funds to get up and running. However, economic development...
View ArticleCan I Obtain a Small Business Loan With Fair Credit?
For those with gumption and vision, starting a small business can be the best way to start a new life, gain the ability to make substantially more money and see dreams become realities. However, if you...
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